10 – Citi Costco Card
Cash Back: 4% on Gas, 3% on Travel, 2% on Costco, 1% everywhere else
9- Fidelity Cash Back: Unlimited 2% cash back, No Annual Fee
8 – American Express Gold Card
Bonus: 25,000 Membership Rewards Points after $2,000 spend in 3 months, Receive 20% back as a statement credit at U.S. Restaurants with the Gold Card within the first 3 months of your Card Membership, up to $100 back
$100 airline fee credit
$120 annual dining credit at $10 per month for Shake Shack, The Cheesecake Factory, Ruth’s Chris Steak House and Grubhub/Seamless.
Earn: 4X points at U.S. restaurants and at U.S. supermarkets
3X Membership Rewards points on flights booked directly with airlines and amextravel.com
Annual Fee: $250
7- Chase World of Hyatt Credit Card
Bonus: 60,000 World of Hyatt points. You earn 40,000 World of Hyatt bonus points after spending $3,000 within the first three months, plus another 20,000 bonus points after spending a total of $6,000 within the first six months
Earn: 4 Bonus Points per $1 spent with your card at Hyatt hotels
Annual Fee: $95
6- Capital One Spark Miles for Business
50K Signup Bonus after $5k Spend in 3 months. 150,000 more miles after $50K spend in 6 months
The 200,000 miles could be worth $2000
Earn: 2X miles on all purchases
Annual fee: $0 first year, $95 after
5- Chase Ink Business Preferred:
80K Signup Bonus with $5K spend in 3 months
Earn: 3X on Travel, shipping, internet, cable, phone, advertising on social media
Annual Fee: $95
4 – CitiBusiness / AAdvantage Platinum Select World Mastercard:
70,000 mile initial bonus after spending $4,000 within the first 4 months of account opening.
Cardmembers receive one free checked bag and preferred boarding on American Airlines flights and a companion ticket after $30,000 in spend each year.
Earn: 2X AA Miles on Flights, telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Annual Fee: This card has a $0 annual fee the first year (then $99).
3- Platinum Card By American Express:
60,000 points MR points after $5000 spend within 3 months.
Spend: 5 points per dollar on airfare. 5 Points on prepaid hotels book with amextravel.com 1 Point elsewhere.
$550 annual fee
$200 annual airline fee credit , $200 annual Uber credit (Uber Eats),, $100 Global Entry credit.
$100 Saks Fifth Avenue credit, $50 Jan-June and $50 July-December
Lounge access is American Express’ awesome Centurion lounges {my favorite perk], Delta lounges when flying Delta same day, Airspace lounges and Priority Pass lounges.
Hilton Gold, Starwood Gold, National Car Rental, Avis, Hertz
Amex Purchase Protection is amazing too
2- Chase Sapphire Preferred Card: Best all-around card to get started with (good signup bonus, good earning on spend, Flexible Points)
50,000 UR points after you spend $4,000 in the first 3 months. Another 5,000 bonus points for an authorized user
$0 annual fee the first year then $95 after.
Spend: 2X points travel & dining at restaurants & 1 point on all other purchases
No foreign transaction fees [This applies to almost all of these cards]
Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton
1 – Chase Sapphire Reserve has great earn, a great bonus, and decent benefits.
50,000 UR points after you spend $4,000 in the first 3 months.
Spend: 3X points travel & dining at restaurants & 1 point on all other purchases
$450 annual fee
Benefits: $300 annual travel credit, [airlines, hotels (including Airbnb), motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, operators of passenger trains, buses, taxis (including Uber and Lyft), limousines, ferries, toll bridges and highways and parking lots and garages.]
$100 global entry credit, Priority Pass with unlimited visits and no fee for guests.
If you spend $12,000 a year on the card, then this card (the Reserve) is better than the Preferred. You’ll be getting 12,000 more points which is $240 in value
I have this card in my wallet